Thursday, April 26

Financial Manager LTD – an investment fund


Hello moneymaker,

Lately, the HYIP industry has been a hell of a quiet place. Some has named this spring – a crisis, others continue to believe that the HYIP world sooner or later will come back to its normal state. How is it going to be – the time will tell. Despite the “crisis”, this week a new program has joined our monitor. And I have to say this program, has activated the thirsty investors – both the ones who are willing to use the first moment to earn some profit and the ones who are still waiting, are rushing to see what the program has to offers as well as to register. So, today I am going to review a program called Financial Manager LTD, it has been online for 13 days in total, and it joined Golden Stage Listing on Davidnews.com on April 22, 2018. I have reinvested $400 in the program and will keep you updated about the payments status on DavidNews.com monitor. Financial Manager LTD offers generating profit from currency trading, exchange transactions and the crypto-currency industry. Keep reading to find out more about the program and its features.

Financial Manager LTD two types of plan – “for“ and “after” plans. The “for” plans are: “Daily No1”, “Daily No2”, “Daily No3”, the plans offer the following: the first plan -  4% per day, for 4 days, the investment varies between $51-$150, the second - 5% per day, for 8 days, the investment varies between $151-$5550 and the third 6% per day, for 16 days, the investment varies between $5551-$50000. Accruals for these plans are calculated every day and the initial deposit is returned at the end of the deposit term. The “after” plans are “At the end of a period No1” 4.5% per day, investment term - 4 days, the investment varies between $10-$100, “At the end of a period No2” 5.5% per day, investment term - 8 days, the investment varies between $101-$1000 and “At the end of a period No3” 6.5% per day, investment term - 16 days, the investment varies between $1001-$10000. Accruals are calculated at the end of the investment term and the initial deposit is also returned at the end of the deposit term. Withdrawal requests at Financial Manager LTD are processed instantly. The minimum amount for withdrawal is $10 for Bitcoin and $0.1 for other payment methods the maximum amount of withdrawal is not set. The program accepts Perfect Money, Payeer, Bitcoin, and Advcash. Do you find the offer interesting? Keep reading to find out more about the program!

Financial Manager LTD differs from other programs lately reviewed on the monitor in two ways: firstly, the deposit is returned at the end of both the ”for” and “after” investment plans. Secondly, it’s not a Bitcoin-only program or a typical cryptocurrency inspired program. Regarding the investment plans – I believe the offer is very diverse to attract various type of investors. Concerning the program – admins have chosen an approach that doesn’t focus on the legend and the team. Briefly, the legend of this program is plain and short – they don’t even have an “About us Page”. Financial Manager LTD calls themselves an investment fund focused on maximizing profitability with minimum risk and offers earning profit from currency trading, exchange transactions and the crypto-currency industry. To read the full “About company” paragraph, look for it under the investment calculator on the homepage.

When I didn’t find anything to write about in the “About company” paragraph, I went straight to the FAQ page. Unfortunately, it does not contain any info about the program and its legend either. However, you can find there the usual staff – information about payment systems, withdrawals etc. The website also has a “ News” page with a single post about the official opening. However, if you still want to find out something about the program – look at the “Rules&Agreements” page or check the House of Companies website to look at the company’s details (which does not really mean anything in terms of longevity). I must admit that at first, I didn’t like the approach “the less information the better”, but then again, I am sick of reading the loud marketing slogans that don’t prolong the lifetime of the program. Therefore, if a program can attract investors and keep them satisfied without the loud slogans and with less content, then it is completely ok with me if admins did not spend their time writing them.

In terms of the website design Financial Manager LTD also have chosen a simple layout and color scheme, I would say a bit old fashioned and not typical for HYIP programs lately. As one of the main reasons why to choose Financial Manager LTD, admins on the homepage have highlighted – simplicity, intuitive interface. I truly agree with this – it really describes this website. However, the website also has a few investor attraction related features – a profit calculator, statistics (in fact quite impressive for a 13-day old program. I wonder if they are real) and a section of latest deposits and withdrawals and an online chat. The website is available in English and Russian, if you want to contact the admins you can use a support form, write an email and even try to call. Has any tried the online chat? Let us know how fast Matthew replies!

I always like to search for some extra information about programs on the internet, but this time I have to do it because admins don’t give a lot on the website. On forums, people are discussing the usual topics - investment plans, deposit statistics provided on the website, some talks about the website design. But nothing worth mentioning in the review.  According to Alexa rank, the main Financial Manager LTD audience comes from Russia and Ukraine. Of course, Alexa rank must be perceived only as a hint.

So, the most important part – the investment opportunities. If you already have in mind an investment you would like to make, use the calculator to calculate the profit. But as always, I will make a quick calculation for a plan that is the most accessible for all potential investors.  For this program, it’s a “for” plan (accruals calculated every day) called “Daily No2” – 5% per day for 8 days.  An investment of $200 in Financial Manager LTD would generate a daily net profit of $10. Of course, it can be perceived as a net profit only if the program will last for 8 days. 40% net profit in 8 days, not bad isn’t it? Probably, these plans might seem even too generous. However, they seem to be worth calling it a HYIP.

Today we are looking at a program offering short-term plans. I would say this could be the main success factor to attract potential investors in all investment categories. However, this program also looks kind of too promising which make investors think twice before making a deposit. From my previous reviews, you might remember that I’m skeptical about programs returning deposit at the end of the investment term. Financial Manager is offering a return of deposit in all plans and it might cause large sums leaving the program at the same time, which makes the game more unpredictable for admins and potential investors. However, who knows how it works out if we have gotten on the train at the right moment. Overall this program doesn’t look like one we have seen lately both in term of investment plans, website and legend. Let’s see whether it will be one of the long runner or the exact opposite. As usual, if you ever decide to make any investments, don’t invest more than you can afford to lose!

Have you already made an investment in Financial Manager LTD and probably your deposit has already made a full investment cycle in any of the plans? Please drop a message in the chat box to share your experience!

- Project details -

DavidNews.com investment: $400

Investment plans: 4% up to 6% daily for 4, 8 or 16 days, initial deposit returned at the end of the investment term. 4.5% up to 6.5% daily after 4, 8 or 16 days, initial deposit returned at the end of the investment term.

Payment processors: Perfect Money, Bitcoin, Payeer, AdvCash

Investments starting from: $10

Cash-out: Instant

Technical status: SECURE

  • SSL: COMODO RSA Extended Validation
  • Hosting: Genius Security Ltd
  • DDoS protection: Genius Guard
  • Script: Gold Coders

Support: Contact form, email, phone

Affiliate reward: 5%

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Thursday, March 22

Real Estate Markets LTD – Real estate leasing


Hello moneymaker,

In today’s review, let’s put aside cryptocurrency mining and take a closer look at real estate markets. One of the latest rivals on DavidNews.com monitor is a program called Real Estate Markets LTD. It has been online for 85 days in total. An oldie, right? However, it joined Sticky Listing on our monitor just recently - on March 15, 2018. Currently, the program has status “PAYING”. I have reinvested $360 in the program and will keep you updated about the payments status on DavidNews.com monitor. Real Estate Markets LTD offers us to earn from real estate in the most affluent cities in the world. Read on to find out more about the program and their offer.
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Wednesday, February 28

Coin Trade Finance LTD – cryptocurrency trading


Hello moneymaker,

Even though there are currently only 7 programs monitored on DavidNews.com we have another program, which was waiting for a review. Coin Trade Finance LTD joined Golden Stage on DavidNews.com on the 19th of February. This program compared to the previous one is offering investment plans only with withdrawals after a certain number of days – 1, 3, 5 etc. More days – higher interest rates – theoretically higher profit. In total, this HYIP has been online for 17 days. On the 28th of February, it still has status “PAYING” on our monitor. Now I have reinvested in this program $400 and will keep you updated on the payment status.

Coin Trade Finance LTD offers 8 different investment plans with deposit term starting from 1 day up to 45 days. For all investment plans deposit is included in the interest rate. Minimum deposit for Coin Trade Finance LTD investment plans is $25 and maximum $100 000. Interest rates for each plan depend on the deposited amount. Interest rates for three plans with shortest investment terms are as follows: 105% up to 125% after 1 day, 117% up to 190% after 3 days, 135% up to 300% after 5 days. Minimum deposits of $25 in all these plans would have minimum net profit rates: 1 day – 5% net revenue daily, 3 days – 5,7% net revenue daily, 5 days – 7% net revenue daily. Feel free to do your own calculations to understand the real benefit of each investment plan. Moreover, there is also a calculator on the homepage of the Coin Trade Finance LTD website!

Admin of the Coin Trade Finance LTD chose the same path as the program I review yesterday by registering UK company for the program. Feel free to check the validity of the company certificate – number, name and address match on the website and Companies House website (service for checking UK registered company information). In the meanwhile, it doesn’t have to do anything with the long-term approach of the program because as we have seen lately both types of programs - with and without registered companies - are collapsing.

Coin Trade Finance LTD has a pretty much generic legend, which can be easily replaced and is not memorable at all. However, it’s the story of each cryptocurrency related legend because there is not much to write about. Going into details about trading might not be very interesting for potential investors. Besides that, most of us are interested in investment plans, withdrawal terms, and status of the HYIP on monitors. In fact, there was some complains today on our chat about the withdrawal time of Coin Trade Finance LTD, which according to the FAQ page is 24 business hours. The downside of 24 business hours is that admin can buy 3 full business days before we realize that it has already scammed. In case any of you notice anything unusual about Coin Trade Finance LTD withdrawals, drop a message in the chat box. In the meanwhile, my withdrawal is still being processed, but in the past, it usually took a few hours to receive it.

The overall impression of the website – light and easy to use website. On the homepage, we can find major information about the program, some stats (always be critical about statistics provided by admins), investment plan information and calculator. I would like to add that the investor panel is also easy to use and right after the first login I knew where to go next, which in many programs is difficult. The website is built using ready-made HYIP scripts from Gold Coders, but the design seems to be unique. At least, I don’t recall similar design websites monitored on DavidNews.com

Coin Trade Finance LTD accepts payments from the following systems - PerfectMoney, Payeer, AdvCash, Bitcoin, and Litecoin. As usually, for withdrawals you can use the same wallet as for the deposits. Withdrawals can be requested only after the end of the investment term of the chosen plan. Withdrawal (transaction) fees are applicable only for Bitcoin withdrawals – BTC 0.001. Withdrawals are processed manually and are within 24 business hours.

In total there are 8 plans, but I would consider only three of them with the shortest deposit terms of 1, 3 and 5 days. $200 deposit would make a net profit of $10 in the plan “125% after 1 day”, $34 in the plan “190% after 3 days” and $70 “300% after 5 days”. To make these plans comparable we are talking about daily net revenue of $10, $11 and $14. Here we can see that the first plan is still safer because we can request withdrawals every day.

Today we are looking at a 2,5 weeks old program with short-term plans. As usual, the downside of such programs is that “all eggs are in one basket” and admin can hardly predict the number of withdrawals, which is more predictable for investment plans where only accruals are withdrawn. Sure, there are some generous programs, which satisfy their investors for some while in both types of HYIP’s. In the meanwhile, website, and program look well. The only question is how long it will last and if the admin will use a joker card with 24 business hour withdrawal time to buy some time when the program is already a scam. However, due to the unpredictable nature of HYIP’s we can’t predict anything. Therefore, if you ever decide to make any investments, don’t invest more than you can afford to lose!

Have you already made an investment in Coin Trade Finance LTD and have any useful information to share with us? Please drop a message in the chat box to share your experience!


- Project details -

DavidNews.com investment: $400

Investment plans: 105% up to 125% after 1 day, 117% up to 190% after 3 days, 135% up to 300% after 5 days, initial deposit included in the payment. Ignore other plans.

Payment processors: Perfect Money, Litecoin, Bitcoin, Payeer, AdvCash

Investments starting from: $25

Cash-out: Manual

Technical status: SECURE

  • SSL: COMODO RSA Domain Validation;
  • Hosting: Dancom Ltd;
  • DDoS protection: DDoS-GUARD;
  • Script: Gold Coderst;

Support: Contact form, e-mail, phone number

Affiliate reward: 5%

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Tuesday, February 27

WOLF INVEST – Bitcoin trading and mining


Hello moneymaker,

I just realized this is the 5th review this month. There were quite a few surprises this month – programs which turned into scams even before I managed to wrote a review. Indeed, the HYIP industry is unpredictable. Even though there are certain scenarios played by admins, it’s still almost impossible to say if the program is here to stay on the monitor for one day or a month. Sure, it’s still worth checking additional information about monitored programs. This review is not an exception and I will try to provide a brief insight into a program called WOLF INVEST.
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DISCLAIMER: DAVIDNEWS.COM IS NOT ENDORSING ANY OF THE INVESTMENT PROGRAMS LISTED ON THIS WEBSITE. THE INFORMATION PUBLISHED ON DAVIDNEWS.COM IS BASED ON STATISTICS AND PERSONAL EXPERIENCE, TOGETHER WITH KNOWLEDGE AND EXPERTISE RETRIEVED FROM THE INTERNET IN WEEKS OF PASSIONATE SEARCH. PLEASE KEEP IN MIND THAT ALL HIGH YIELD INVESTMENT PROGRAMS ARE HIGHLY RISKY AND THAT YOU ARE THE ONLY RESPONSIBLE FOR YOUR INVESTMENTS. IT IS REALLY RECOMMENDED THAT YOU DON'T INVEST MORE THAN YOU CAN AFFORD TO LOSE. DAVIDNEWS.COM IS NOT RESPONSIBLE FOR YOUR FINANCIAL GAIN OR LOSS. THE INFORMATION FROM THIS WEBSITE IS BASED OFF OF STATISTICS AND PERSONAL OPINION. WHEN YOU INVEST IN HYIPS YOU SHOULD UNDERSTAND THAT YOU ARE TAKING A HIGH RISK. DO NOT SPEND WHAT YOU CANNOT AFFORD TO LOSE. PLEASE ALSO KNOW THAT INVESTING IN HIGH YIELD INVESTMENT PROGRAMS CAN BE ILLEGAL IN SOME COUNTRIES AND STATES. PLEASE CHECK WITH YOUR LOCAL LAWS AND UNDERSTAND THAT WE CANNOT BE HELD RESPONSIBLE DUE TO YOUR LACK OF UNDERSTANDING OF LAWS IN YOUR COUNTRY AND AREA.